{"_id":"token-21954","name":"Spiko US T-Bills Money Market Fund","ticker":"USTBL","pillar":"Fixed Income","type":"Tokenized Money Market Fund","category":"Tokenized Treasuries","description":"French AMF-regulated money-market fund holding short-term US Treasury bills (USD); EU retail-accessible.","apy":"4.11%","risk":"Very Low","minInvestment":"€1 (≈$1,000 practical)","issuer":"Spiko (SICAV, France)","yieldSource":"Short-term US Treasury bills","maturity":null,"term":null,"liquidity":"Daily subscription/redemption","aum":"$146M","network":"Stellar / Ethereum","country":"France (EU, AMF-regulated)","custody":"Custodial (regulated fund)","euAccess":"Available in DE/EU (retail)","howToBuy":"Spiko account + KYC, subscribe directly","rating":null,"kyc":"Required","networkFee":null,"networkFeeUsd":null,"investUrl":"https://www.spiko.io/spiko-treasury-bills-dollar","source":"https://app.rwa.xyz/assets/USTBL","lastVerified":null,"featured":false,"apyPct":4.11,"apyPctLow":4.11,"apyPctHigh":4.11,"apyKind":"variable","minInvestmentUsd":1,"custodyType":"custodial","access":{"kycMint":"required","kycSecondary":"unknown","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"curated","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"euAvailable":true,"_links":{"page":"https://tokenbank.world/token/USTBL","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Not investment advice. Verify the source before relying on any figure."}