{"_id":"token-21953","name":"Spiko EU T-Bills Money Market Fund","ticker":"EUTBL","pillar":"Fixed Income","type":"Tokenized Money Market Fund","category":"Tokenized Treasuries","description":"AMF-regulated French money-market fund investing 100% in short-term Eurozone Treasury bills; yield accrues daily into the token. EU-native and retail-accessible.","apy":"1.66%","risk":"Very Low","minInvestment":"€1 (≈€1,000 practical)","issuer":"Spiko (SICAV, France)","yieldSource":"Short-term Eurozone government T-bills","maturity":null,"term":null,"liquidity":"Daily subscription/redemption","aum":"€880M","network":"Stellar / Ethereum / Base","country":"France (EU, AMF-regulated)","custody":"Custodial (regulated fund)","euAccess":"Available in DE/EU (retail)","howToBuy":"Open a Spiko account, KYC, fund via SEPA, subscribe directly","rating":null,"kyc":"Required","networkFee":null,"networkFeeUsd":null,"investUrl":"https://www.spiko.io/spiko-treasury-bills-euro","source":"https://app.rwa.xyz/assets/EUTBL","lastVerified":null,"featured":true,"apyPct":1.66,"apyPctLow":1.66,"apyPctHigh":1.66,"apyKind":"variable","minInvestmentUsd":1,"custodyType":"custodial","access":{"kycMint":"required","kycSecondary":"unknown","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"curated","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"euAvailable":true,"_links":{"page":"https://tokenbank.world/token/EUTBL","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Not investment advice. Verify the source before relying on any figure."}