{"_id":"token-21987","name":"Aave USDC Lending","ticker":"AAVE-USDC","pillar":"Fixed Income","type":"DeFi Lending","category":"DeFi Lending","description":"Supply USDC to Aave, DeFi's largest lending market, and earn a variable rate from borrowers — overcollateralized, withdraw any time. Rate floats with demand; smart-contract risk applies.","apy":"~3.8% (variable)","risk":"Medium","minInvestment":"None","issuer":"Aave (protocol)","yieldSource":"Interest from overcollateralized borrowers","maturity":null,"term":null,"liquidity":"Withdraw any time (subject to pool utilization)","aum":"Largest DeFi lending protocol","network":"Ethereum (+many L2s)","country":"Decentralized protocol","custody":"Self-custody","euAccess":"Available in EU (permissionless DeFi)","howToBuy":"Connect a wallet at app.aave.com, supply USDC","rating":null,"kyc":"None","networkFee":null,"networkFeeUsd":null,"investUrl":"https://app.aave.com","source":"https://aave.com","lastVerified":"2026-08-25","featured":false,"apyPct":3.8,"apyPctLow":3.8,"apyPctHigh":3.8,"apyKind":"variable","minInvestmentUsd":0,"custodyType":"self","access":{"kycMint":"none","kycSecondary":"none","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"curated","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"euAvailable":true,"_links":{"page":"https://tokenbank.world/token/AAVE-USDC","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Not investment advice. Verify the source before relying on any figure."}